Risk management in death, disability, or serious illness.

Advice & Planning

  • Risk analysis for individuals and families
  • Risk analysis for businesses
    • Key person
    • Shareholder agreement funding
    • Company credit protection
  • Group insurance needs analysis for employees and executives

Solutions & Financial Products

  • Life insurance
  • Disability insurance
  • Critical illness insurance
  • Buy-sell/ Partnership insurance
  • Key person insurance
  • Loan insurance
  • Group insurance
  • Special and non-standard risk insurance
  • Income replacement (top-up) plans for executives

The power of a network of suppliers

“Luck is what happens when preparation meets opportunity.”

— Seneca, Latin Philosopher